When a property sells at a tax foreclosure auction for more than what was owed, the leftover funds — the surplus — belong to the former homeowner. Most people never claim it. We find it, file it, and get it back to you.
We manage the entire recovery process so you don't have to navigate county records, courts, or claim deadlines alone.
Tell us about your foreclosed property. We search county and court records to see if surplus funds are being held in your name.
If funds are owed, we walk you through exactly how much, where it's held, and what the recovery process looks like.
Our team prepares and files all required paperwork with the county, trustee, or court on your behalf, start to finish.
Once approved, funds are disbursed to you directly. Our fee is only deducted from what we successfully recover.
Every case is different. Our team handles the research and legal legwork specific to your situation.
We search county tax sale, trustee, and sheriff sale records nationwide to identify unclaimed surplus funds tied to your name.
We prepare notarized claim packets, affidavits, and supporting documentation required by each county or court.
For claims that require a court order or interpleader action, we coordinate with our network of local attorneys on your behalf.
If the former homeowner has passed away, we help rightful heirs establish claim and recover funds on behalf of the estate.
You'll always know where your claim stands — we provide regular updates from filing through final disbursement.
We track state-specific claim deadlines and help you avoid third parties who charge upfront fees or misrepresent your rights.
Surplus fund recovery involves county bureaucracy, tight deadlines, and paperwork most people have never seen before. We've built our process to make it simple — and risk-free — for homeowners.
When a home is sold at a tax foreclosure, trustee, or sheriff's sale for more than the amount owed in back taxes, mortgage balance, and fees, the extra money is called a surplus or overage. By law in most states, that money belongs to the former homeowner — not the county or the buyer.
The easiest way is to book a consult. Once we receive the address, we will search county and court records tied to your former property to see whether surplus funds are currently on hold in your name.
We work on a contingency basis, meaning our fee is a percentage of the funds we successfully recover on your behalf. If we don't recover anything, you owe us nothing. Exact fee terms are outlined in a written agreement before we begin any work.
Timelines vary by county and case complexity — some claims resolve in a few months, while others involving court approval can take longer. Your case specialist will give you a realistic estimate once we've reviewed your claim.
Surplus and overage fund recovery is a legally recognized process, and many states regulate how recovery firms may charge for this service. We never ask for upfront payment, and we encourage you to review any agreement carefully — including with an attorney — before signing.
Surplus funds can often still be claimed by the legal heirs or estate of the former homeowner. We can help identify the correct claimant and the documentation required, such as probate or heirship paperwork.
Have questions before you submit a claim check? Reach out directly — we're happy to explain the process with no pressure to proceed.
RDLN Refunds is not a law firm and does not provide legal advice. Fee arrangements, recovery amounts, and timelines vary by case and jurisdiction and are not guaranteed. Review any service agreement carefully before signing.